Attention: Homeowners
Safeguard Your Home & Family: Protect Your Mortgage, No Matter What
Your home is likely your biggest asset, and your family's security depends on it. Mortgage protection insurance ensures your loan is paid off if the unthinkable happens, allowing your loved ones to stay in their home, debt-free.
Super Simple 3 Step Process
Submit Your Registration
Fill out the brief registration form below to allow our agents to better determine your eligibility.
Schedule Your Meeting
Schedule a time to meet with one of our agents to gather all the needed information for your application.
Submit Your Application
Our agents work with the top name carriers in your state, they will handle the paperwork for you.
Ready to get started?
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STILL NOT SURE?
Frequently Asked Questions
Here are some common questions our clients ask, however, during your appointment, we can discuss your specific needs.
How does mortgage protection insurance work?
Mortgage protection insurance pays off your outstanding mortgage balance if you pass away or, in some cases, become disabled or critically ill. This ensures your loved ones can stay in their home without the financial stress of mortgage payments.
Is this the same as private mortgage insurance (PMI)?
No, they are different. PMI protects the lender if you default on your mortgage. Mortgage protection insurance protects your family by paying off the mortgage in the event of your death or a qualifying health event.
What events does mortgage protection cover?
Coverage typically includes death, and often extends to critical illness (like heart attack, stroke, cancer), terminal illness, or total and permanent disability, depending on the specific policy. Some policies may also offer unemployment benefits.
Who receives the payout from the policy?
Unlike PMI, where the lender is the beneficiary, with mortgage protection, the payout typically goes directly to you or your chosen beneficiaries (e.g., your family), who can then decide how to use the funds, including paying off the mortgage.