Losing a loved one is hard enough without the added stress of unexpected funeral costs. Our final expense plans provide a simple, affordable way to ensure your family won't face financial strain during their time of grief. Protect their future, today.
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Our agents work with the top name carriers in your state, they will handle the paperwork for you.
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Here are some common questions our clients ask, however, during your appointment, we can discuss your specific needs.
Final expense insurance, also known as burial or funeral insurance, is a type of whole life insurance designed to cover end-of-life expenses like funeral costs, medical bills, and other outstanding debts, so your family isn't burdened financially.
Typically, no. Most final expense policies offer simplified underwriting, meaning you can qualify by answering a few health questions, making it accessible even if you have pre-existing conditions.
The ideal coverage amount depends on your specific wishes for your final arrangements and any other debts you'd like covered. Common coverage amounts range from $5,000 to $25,000, but it's best to assess your individual needs.
While both provide a death benefit, final expense insurance is specifically designed for immediate, smaller-scale expenses after death and often has easier qualification. Traditional life insurance aims to replace lost income over a longer period and typically requires more extensive underwriting.